Selling a home to clear debt, liens or taxes?

Selling a House with Liens or Title Issues in Louisiana

If you’re feeling overwhelmed about selling your house because of liens or complicated title issues, you’re not alone. At Home Buyer Louisiana, we’ve helped countless homeowners across Louisiana, including Greater New Orleans, Baton Rouge, Lafayette, St. Tammany Parish, and the Mississippi Gulf Coast, navigate these challenging situations. We’re here to guide you clearly and empathetically, making the process straightforward, quick, and stress-free.

Common Liens & Title Issues in Louisiana

Tax Liens & Back Taxes

Having unpaid property taxes can lead to a tax lien placed by your parish or the state. The good news? You can still sell your home. Typically, liens are paid off from the sale proceeds at closing, clearing your debts and relieving your stress.

FAQ:

• Can I sell my home if there is a tax lien? Absolutely. We specialize in handling these scenarios.
• What happens during a tax sale? Your property taxes are auctioned off publicly, but you retain redemption rights (typically three years in Louisiana). Selling beforehand is straight forward with clear interest rates and redemption rates. After 3 years it is more complicated as the lien holder has the right to sue for the title and doesn’t have to redeem. The system is going to change in 2026 but all taxes sold before 2026 will still go by this system.

Code Violations & Building Liens

Properties with unresolved code violations or building liens are entirely sellable. Many homeowners feel stuck, believing they can’t sell until repairs are complete. Fortunately, we regularly purchase homes exactly as they are.

FAQ:

• Can I sell a house that isn’t up to code? Yes, we handle these sales frequently and pay off liens at closing.

Contractor & Mechanic’s Liens

These liens occur when contractors or suppliers are unpaid. You can absolutely still sell your home—these liens can be negotiated and settled through the closing process.

FAQ:

• What should I do if I have a mechanic’s lien? Contact the lienholder to negotiate a payoff. When selling, we can assist in handling negotiations and resolving liens smoothly at closing.

Inherited & Succession Properties

Inherited homes often come with emotional attachments and complex title issues, especially if they’re in succession. Louisiana law allows succession sales under court supervision. We have extensive experience handling these sensitive and complicated situations respectfully and efficiently.

FAQ:

• Can I sell an inherited home during probate? Yes, and we will help manage the process with care and clarity.

Road Home Liens

Road Home Liens are common in Louisiana, especially in Greater New Orleans if a property got assistance to recover from Hurricane Katrina. If your property has a Road Home lien from post-disaster assistance, selling is possible and often straightforward. We specialize in negotiating and resolving these liens to ensure a smooth transaction.

What If There’s a Cloud on Title?

A “cloud on title” simply means there’s something recorded in your property history that could interfere with a clean sale. It might be an old mortgage that was never properly released, a disputed inheritance, a lien that was already paid but never removed, or even a mistake in a legal document.

These issues can seem scary, but they’re very common—and solvable.

At Home Buyer Louisiana, we work with title companies and attorneys across Louisiana to quickly identify and resolve these problems. Whether it’s clearing up old paperwork or negotiating with lien holders, we can help make your property sellable again—fast.

FAQ:

• Can you sell a home with a clouded title? Yes. We’ll help identify and fix the issue, whether that’s resolving an unreleased lien, cleaning up probate paperwork, or filing a quiet title action when needed.

Real Seller Success Stories

We’ve successfully guided homeowners just like you through complex lien and title situations:

• Inherited House with Complex Title Issues (Marigny): Solved title disputes, enabling a quick, smooth sale.
• Tax Sale Property (Marrero): Handled tax liens and facilitated immediate financial relief.
• Code Violations (Algiers): Cleared multiple violations and provided stress-free closure.
• Road Home Liens (Uptown): Successfully negotiated lien forgiveness, ensuring a seamless sale.

Explore these stories for reassurance that we can handle your unique circumstances professionally and compassionately.

Your Next Steps: Clear and Simple

Selling a house with liens or title issues doesn’t have to be daunting. Here’s how simple we make it:

1. Contact Us: Reach out for a no-obligation, confidential discussion about your situation.
2. Assessment & Solutions: We thoroughly research your property and the liens/title issues and present clear options along with a cash offer.
3. Smooth Transaction:  Our Title Company will handle negotiations, paperwork, and lien resolutions at closing.
4. Fast Closure & Relief: You receive your payment quickly, free from the burdens of debt and paperwork.

At Home Buyer Louisiana, we understand how stressful this can be. Our friendly, professional approach ensures you’re comfortable and informed throughout the entire process.

Ready to discuss your situation? Contact us today—we’re here to help.