The cash house offer process explained

How Our Cash Offer Process Works – Fast, Fair & Hassle-Free

If you’re wondering how cash offers work when selling a house in Louisiana or the Mississippi Gulf Coast, you’re not alone. At Home Buyer Louisiana, we believe in full transparency. That’s why we’ve created this simple guide to show you exactly what to expect when you request a cash offer from us.

Whether you’re ready to sell your house now or just researching your options, this page will help you understand how our cash buying process works—and why so many sellers choose it over traditional real estate sales.

What Is a Cash Offer?

A cash offer means a buyer is ready to purchase your home using their own funds—no banks, loans, or appraisals needed. This drastically simplifies the sales process and reduces delays caused by financing issues. It’s fast, secure, and ideal for homeowners who want a hassle-free sale.

How We Calculate a Cash Offer on Your House

Step 1: You Reach Out to Us

Fill out our simple form or give us a call. All we need are some basic details about your property—no pressure, no obligation.

Step 2: We Learn About Your House

We’ll talk through the property’s condition, your selling goals, and your timeline. We ask a number of questions about when things were last updated and the properties current condition so we can understand what would need to be updated.

Step 3: We Analyze the Numbers
Here’s how we build your custom cash offer:

• After Repair Value (ARV): What your house would be worth if fully renovated.
• Our Selling Costs: Typically around 10% to cover realtor fees, buyer incentives, and closing costs.
• Repair Costs: Our estimate to fix up and modernize your property.
• Reasonable Profit Margin: A fair return for the risk and effort involved.

Cash Offer = ARV – Selling Costs – Repair Costs – Profit Margin

It’s a transparent formula that makes sense.

Step 4: You Get Your No-Obligation Offer
Once we’ve done the math, we present your offer—clearly explained and tailored to your situation. No lowballing, no pressure. If the number doesn’t work for you no hard feelings. One of our core values is that we only ever do a deal if everyone is smiling at the closing table.

Step 5: You Choose Your Closing Date
If you accept, you get to choose the closing timeline. We can move as fast as a few days or at your pace. Our local Title Attorney will handle the paperwork and funds.

What Makes Our Offers Different?

• No Repairs Required – We buy houses as-is, even if they need serious work.
• No Hidden Fees or Commissions – You get the full offer amount (we usually cover closing costs too).
• Flexible Timing – We work around your schedule.
• Trustworthy Local Buyer – We’ve helped hundreds of homeowners across Baton Rouge, New Orleans, Lafayette, the Northshore, and the MS Gulf Coast.

Why Sellers Trust Us

Many homeowners come to us feeling uncertain or overwhelmed—especially if they’ve never sold to a cash buyer before. That’s why we focus on making the experience smooth and respectful, not pushy.

Real stories from our sellers:

• In Metairie, Michelle & Cory avoided weeks of cleanup and realtor hassle by accepting our offer.
• In Covington, Michelle called the process “easy, quick, and friendly.”
• In LaPlace, Brian sold a home of 21 years in just days, with no repairs required.

We have bought 200 properties in the region and have 200 stories of sellers who were happy with the cash offer we gave them and how we made selling easy.

Want to Learn More About Cash Buyers?

If you’re still exploring whether a cash offer is right for you, check out our Cash Home Buyer page. It breaks down the benefits of working with a reputable local buyer and shows why so many Louisiana sellers choose us.

What If the Offer Doesn’t Work for You?

No pressure. If the cash offer isn’t the right fit, we’ll give you honest advice on other options. We believe everyone should smile at the closing table, whether it’s with us or another route.

Common Questions About Cash Offers

Will I get paid in physical cash?
No, but the funds are paid via secure wire transfer or certified check through a Title Attorney.

How soon can I close?
Most closings happen within 21 days, but we can adjust based on your timeline.

What if my house needs major repairs?
No problem. We specialize in buying homes in as-is condition—no repairs required.

Is there any cost or obligation to get an offer?
None. Our offers are 100% free, with no pressure to accept.

Get Your No-Obligation Cash Offer Today

Want to see what a fair, all-cash offer looks like on your house? Reach out today and let’s start the conversation. It’s simple, respectful, and designed to make your life easier.